LAwell Benefits After Layoff

A Guide to LAwell Benefits and Coverage Changes After Layoff

When Your Coverage Ends

In most cases, your LAwell benefits will terminate on the date listed to be your end of employment in Workday.  Example: If layoff is effective in Workday on August 1, 2025, then benefits will end at 11:59 pm on August 1st.

See the below chart for more information:


Benefit Termination Effective* Continuation Option Provider Contact Information
Medical, Dental, and Vision Insurance Coverage Ends Same Day Employment Ends*.

The termination date listed in Workday will be the last day of coverage.

Example: If layoff is effective in Workday on August 1, 2025, benefits will end at 11:59pm on August 1st. 		Can be continued via successful COBRA enrollment.

May also apply for marketplace coverage at CoveredCA.com

Refer to COBRA notice 		Online COBRA Information:
keepinglawell.com/cobra
Life Insurance The termination date listed in Workday will be the last day of coverage.

Coverage ends same day employment ends. 		May apply to port or convert coverage. Email: LAwell_LifeIns@metlife.com
Phone: (949) 471-2264
Disability Insurance Not Available.

If you already have a claim on file with Standard, continue to respond to their communications. Any approved disability benefit will continue to be paid for the duration of your disability, even after employment ends. 		Phone: 844-505-6025
Accidental Death & Dismemberment Insurance May apply to port or convert coverage. Email: LAwell_LifeIns@metlife.com
Phone: (949) 471-2264
Healthcare Flexible & Dependent Care Reimbursement Accounts Ability to incur new expenses ends the same date employment ends.
Can file claims up until April 30, 2026. 		Not Available.
Any remaining balance is forfeited. No exceptions. 		888-868-3539
myameriflex.com
Parking/Transit Accounts Can file transit (TSA) claims for up to 90 days after employment ends.
Any parking (PSA) balance remaining will be forfeited. 		Not Available.
Any remaining balance is forfeited. No exceptions. 		877-924-3967
wageworks.com
Support Plus – Employee and Family Assistance Program End of the calendar month where employment ends. Not Available. (800) 213-5813
liveandworkwell.com
Use access code: CityofLA
LIVEwell Employee Wellness Program Any available cash rewards earned through Personify Health must be redeemed within 60 days of termination date. Not Available. Email: support@personifyhealth.com
Phone: 888-671-9395

Important Notes for Employees

  • *Processing time varies and may affect the appearance of coverage in outside (non-City) systems. In many cases, provider systems (e.g. medical, dental, etc.) will not be updated timely. Employees will be financially responsible for any services they or their dependents seek after their effective employment termination date.
  • Being laid off qualifies as a Life Event:
    • You may be able to enroll in a spouse’s, domestic partner’s, or parent’s health plan. Contact their HR/benefits department right away.
    • This also qualifies as a life event under the healthcare marketplace. Apply at CoveredCA.com to see if you qualify for state/federal subsidized health care, including Medi-Cal/Medicaid.
  • COBRA Enrollment:
    • Coverage is retroactive to your last day
    • You typically have 60 days to elect coverage after receiving your COBRA packet
  • EFAP Support available until Month-End: Services include mental health counseling, financial advice, and legal referrals

COBRA Continuation and Cost

COBRA allows you to continue your medical, dental, and vision benefits after your employment ends, at full cost.

It typically takes 2–4 weeks for your COBRA packet to be mailed to the address listed in Workday (the City’s payroll system) after the Employee Benefits Division receives notice of your qualifying event.

Forms cannot be provided early, as your benefits must be officially terminated before COBRA paperwork can be processed.

Alternatively, you may qualify for state-subsidized health coverage through Covered California.

  • For more information, you can explore the following resource:
    COBRA FAQ →

2025 COBRA Monthly Rates
Plan Employee Only Employee & Spouse/DP Employee + Children Family
Anthem Narrow HMO $891.19 $1,960.72 $1,693.38 $2,317.27
Anthem Full Network (CACare HMO) $1,258.45 $2,768.60 $2,391.08 $3,272.03
Anthem Vivity (LA & OC) $748.12 $1,645.93 $1,421.47 $1,945.18
Anthem PPO $1,481.65 $3,259.59 $2,815.07 $3,852.25
Kaiser HMO $817.19 $1,795.42 $1,632.38 $2,121.49
DeltaCare USA DHMO $16.26 $27.19 $30.31 $35.12
Delta Dental PPO $54.51 $100.14 $96.59 $134.33
Delta Dental Preventive $7.57 $15.54 $13.87 $22.46
Blue View Vision $9.26 $9.26 $9.26 $9.26
Note: Displayed rates may not include additional COBRA administrative fees

Unemployment Resources

File through the California Employment Development Department (EDD): EDD Website 
English: (800) 300-5616 | Spanish: (800) 326-8937
Download Application: EDD Form DE 1101I (PDF)

Use this for Employer Information when filing:

  • Employer Name: City of Los Angeles

  • Mailing Address: 200 N Spring St, Room 867, Los Angeles, CA 90012

  • Use your City department’s address as the physical employer address

Retirement Planning

LACERS (Full-Time, Civil Service Employees)

If you are a full-time employee and a member of the Los Angeles City Employees' Retirement System (LACERS), you may be eligible to retire or defer your retirement depending on your age and years of service.

Pension Savings Plan (Retirement Plan for Part-Time, Seasonal, or Temporary Employees)

If you are a part-time, seasonal, or temporary employee, you may have been enrolled in the Pension Savings Plan, currently administered by MissionSquare Retirement.

Deferred Compensation (457 Plan)

If you would like to inquire about contributing your accrued time to your Deferred Compensation account, please contact the City’s Deferred Compensation plan immediately at:

We recommend scheduling an appointment for personalized assistance:

📅 Make an appointment: la457.com/contact-us

📧 Email: la457@lacity.org

📞 Voya Local Retirement Counselor: (213) 978-1601

To learn more, visit the LA Deferred Compensation Website →

Final Pay & Accrued Leave

Your employing department, in cooperation with the Office of the City Controller/Workday, is responsible for processing your final paychecks and payouts of accumulated balances.  Please contact your department HR/Payroll regarding your paychecks.

Still Have Questions?

We’re here to help guide you through this transition.

LAwell Help Line: 213-978-1655
Email: per.empbenefits@lacity.org